Benefit Plan Eligibility
You are eligible to participate in the health and welfare employee benefit plans if you are regularly scheduled to work 30 or more hours per week.
You are not eligible for the employee benefit plans if you are:
- An employee who is not regularly scheduled to work 30 or more hours per week.
- An individual who has signed an agreement, or has otherwise agreed, to provide services to Clarity Credit Union as an independent contractor, regardless of the tax or other legal consequences of such an arrangement.
- A leased employee compensated through a leasing entity, whether or not you fall within the definition of leased employee as defined in Section 414(n) of the Internal Revenue Code (IRC).
- An employee who is classified as temporary or casual.
Certain plans also permit you to cover your eligible dependents, which include your:
- Legal spouse (unless legally separated) or same/opposite sex
domestic partner. - Your child who is less than age 26, including:
– Biological child.
– Stepchild.
– Legally adopted child.
– A child who has been placed with you in anticipation of adoption.
In addition, you can also cover the following dependents if they are claimed as your dependent for federal income tax purposes:
- Your domestic partner's child*.
- A child for whom you are the legal guardian/legal custodian.
* Special guidelines apply when covering a domestic partner or the child of a domestic partner. Refer to the Domestic Partner FAQs and other Domestic Partner information on the Forms and Downloads page.
Your dependent children who are age 26 or over and physically or mentally incapable of self-support may continue coverage under certain plans beyond age 26 if they remain totally incapacitated and dependent on you for support.
