Enrollment forms must be received within 31 days of your hire date (or date you first become eligible); otherwise you must wait until the annual open enrollment period to make any changes.
For more information about the benefit plans available to eligible CRI employees, refer to the CRI Benefits Guide
Enrollment & Cost
There are specific time frames for submitting your enrollment elections to CRI's Operations Manager. Enrollment is required to participate in any of the CRI-sponsored benefit plans. This includes those plans that are paid for entirely by the company, as well as plans that require contributions by you.
CRI pays 100% of the cost for the following plans:
- Short Term Disability (STD)
- Long Term Disability (LTD)
- Basic Life/AD&D Insurance
The following plans are contributory. For medical/vision and dental coverage, CRI pays a portion of the cost and you pay the balance on a pre-tax basis. Optional Life/AD&D insurance is paid for entirely by you on an after-tax basis. The Health Care and Dependent Care Reimbursement Accounts are paid for entirely by you on a pre-tax basis.
- Medical/Vision
- Dental
- Optional Life and Accidental Death & Dismemberment (AD&D)
- Health Care Reimbursement Account (HCRA)
- Dependent Care Reimbursement Account (DCRA)
Your cost for these benefits will be deducted from your pay each pay period. Your actual cost will depend on a variety of factors, including your age, how many eligible dependents you enroll and what benefit choices you make. Your paycheck deductions will automatically reflect the new plan costs.
If you have any questions, contact Loren Snyder at 704.887.8201 or via email at: lsnyder@equip.org
Making Changes
During the Year
Generally, after you have made your medical/vision, dental, and reimbursement account elections, you may change those elections only during the next open enrollment period. However, if you have a qualifying event during the year and notify Human Resources within 31 days of the event, you may change certain benefit plan elections before the next open enrollment period. A qualifying event is defined as an event that results in the gain or loss of eligibility by you or your dependents.
New Employees
As a new employee, it is important to acquaint yourself with the various benefit programs offered to eligible employees and their families. Our benefit plans are designed to provide you with access to quality care at affordable rates. For more information about your eligibility and the benefit plans offered by the company, refer to the CRI Highlights Brochure. All forms must be received by CRI within 31 days of your hire date (or the date you first become eligible). All enrollment forms must be submitted to:
CRI
Loren Snyder
704.887.8201
lsnyder@equip.org
Enrollment forms are required for all plans, including those that are paid for entirely by CRI (Short Term Disability, Long Term Disability, and Basic Life/AD&D). Refer to Benefit Plans or Forms to download the applicable enrollment forms and obtain plan information. The Benefit Plans page will identify the necessary enrollment forms. If your enrollment forms are not received within the 31-day initial eligibility period, you will not have any coverage. Enrollment at a later date is permitted at the next open enrollment, or earlier if you have a qualified family event and you notify the company in writing within 31 days of the change. In addition, if you wish to add or increase your Life/AD&D coverage or add Short Term Disability or Long Term Disability as a late entrant, you will be required to provide the insurance company with satisfactory evidence of insurability. In some cases, it may be more difficult to be approved for this coverage during a later period. Also, if you are waiving coverage, be sure that you fully understand the restrictions that apply to dental plan late entrants.Your payroll deductions, if any, will automatically be reflected in the first payroll during which your coverage becomes effective.